Test Cards

Test Cards#

Test Cards are used to perform test authorizations to Lesaka Online. Test Cards will only work when using the test URL. Test Card transactions will not go to the acquirer.

Test Card Types#

We provide test cards for the following card types:

  • Visa
  • MasterCard
  • American Express (Amex)
  • Diners Club
  • Maestro
Important: Test Cards will only work when posting to the test URL and specified ApplicationUID. Using a test card with an application other than the one it is listed with will produce inconsistent results (e.g., using a 3D Secure test card on the Non 3D Secure application).
Frictionless Cards: The Frictionless cards are fully 3D Secure authenticated, but they do not display an ACS (Access Control Server) Page for the customer to complete.

Test Credentials#

For testing purposes, use the following credentials:

CredentialValue
MerchantID9BA5008C-08EE-4286-A349-54AF91A621B0
JWT SecretyglTxLCSMm7PEsfaMszAKf2LSRvM2qVW
3D Secure OTP/PasswordDisplayed on the ACS Page, otherwise try: 1234 or test123
When going live, these test credentials must be replaced with your Lesaka Online issued MerchantID and ApplicationID. You can retrieve your JWT Secret from the Merchant Portal .

3D Secure Test Cards#

Application ID: 23ADADC0-DA2D-4DAC-A128-4845A5D71293

These cards simulate full 3D Secure authentication with the ACS challenge page.

Visa Cards#

Card DetailSuccessful TransactionFailed Transaction
Card NameJoe SoapJoe Soap
Card Number40000000000010914000000000001109
Card TypeVisaVisa
Expiry DateAny date in futureAny date in future
CVV Numberany cvvany cvv

MasterCard Cards#

Card DetailSuccessful TransactionFailed Transaction
Card NameJoe SoapJoe Soap
Card Number52000000000010965200000000001104
Card TypeMasterCardMasterCard
Expiry DateAny date in futureAny date in future
CVV Numberany cvvany cvv

Frictionless 3D Secure Test Cards#

Application ID: 23ADADC0-DA2D-4DAC-A128-4845A5D71293

These cards are fully 3D Secure authenticated but skip the ACS challenge page for a smoother user experience.

Visa Cards#

Card DetailSuccessful TransactionFailed Transaction
Card NameJoe SoapJoe Soap
Card Number40000000000010004000000000001018
Card TypeVisaVisa
Expiry DateAny date in futureAny date in future
CVV Numberany cvvany cvv

MasterCard Cards#

Card DetailSuccessful TransactionFailed Transaction
Card NameJoe SoapJoe Soap
Card Number52000000000010055200000000001013
Card TypeMasterCardMasterCard
Expiry DateAny date in futureAny date in future
CVV Numberany cvvany cvv

Non 3D Secure Test Cards#

Application ID: 904A34AF-0CE9-42B1-9C98-B69E6329D154

These cards do not require 3D Secure authentication.

Visa Cards#

Card DetailSuccessful TransactionFailed Transaction
Card NameJoe SoapJoe Soap
Card Number41111111111111114242424242424242
Card TypeVisaVisa
Expiry DateAny date in futureAny date in future
CVV Numberany cvvany cvv

MasterCard Cards#

Card DetailSuccessful TransactionFailed Transaction
Card NameJoe SoapJoe Soap
Card Number51000800000000005404000000000001
Card TypeMasterCardMasterCard
Expiry DateAny date in futureAny date in future
CVV Numberany cvvany cvv

American Express (Amex) Cards#

Card DetailSuccessful TransactionFailed Transaction
Card NameJoe SoapJoe Soap
Card Number370000200000000374200000000004
Card TypeAMEXAMEX
Expiry DateAny date in futureAny date in future
CVV Numberany cvvany cvv

Diners Club Cards#

Card DetailSuccessful TransactionFailed Transaction
Card NameJoe SoapJoe Soap
Card Number3613500543701936135182434011
Card TypeDinersDiners
Expiry DateAny date in futureAny date in future
CVV Numberany cvvany cvv

Maestro Cards#

Card DetailSuccessful TransactionFailed Transaction
Card NameJoe SoapJoe Soap
Card Number56418211111666696759411100000008
Card TypeMaestroMaestro
Expiry DateAny date in futureAny date in future
CVV Numberany cvvany cvv

Test CVV Information#

As additional account security, every credit card comes with a special three or four digit code generally known as a CVV2 or CVV number.

Cardholders will be requested to enter this when processing an online payment. An identity thief who has come across credit card information illegally will not have access to the CVV number if they do not have physical access to the card.

For test cards: You can use any valid CVV format (3 digits for most cards, 4 digits for Amex).

Test URLs#

Make sure you’re using the correct URL for testing:

Test Environment:

https://staging-apiv3.adumoonline.com/product/payment/v1/initialisevirtual

Production Environment:

https://apiv3.adumoonline.com/product/payment/v1/initialisevirtual
Never use test cards in production! Test cards will only work with the staging/test URL and will not process real transactions.

Next Steps#

Once you’ve completed testing with these test cards:

  1. Review test results in the Lesaka Online Portal
  2. Complete the integration following our integration guides for Virtual Terminal or Enterprise API
  3. Request production credentials from your Adumo account manager
  4. Switch to production URL and use real card details for live testing
  5. Go live and start accepting real payments
Need help? Contact our support team at support@adumoonline.com or visit the Lesaka Online Portal .